hour, taken, for once, out of his anxious, despondent, miserable self. It irritated him shrewdly to know that these moments of respite from carking care would not be shared with his poor wife, with careworn, troubled Ellen.

A hot wave of unease, almost of remorse, swept over Bunting. Ellen would never have spent that penny on herself—he knew that well enough—and if it hadn't been so cold, so foggy, so—so drizzly, he would have gone out again through the gate and stood under the street lamp to take his pleasure. He dreaded with a nervous dread the glance of Ellen's cold, reproving light-blue eye. That glance would tell him that he had had no business to waste a penny on a paper, and that well he knew it!

Suddenly the door in front of him opened, and he beard a familiar voice saying crossly, yet anxiously, "What on earth are you doing out there, Bunting? Come in—do! You'll catch your death of cold! I don't want to have you ill on my hands as well as everything else!" Mrs. Bunting rarely uttered so many words at once nowadays.

He walked in through the front door of his cheerless house. "I went out to get a paper," he said sullenly.

After all, he was master. He had as much right to spend the money as she had; for the matter of that the money on which they were now both living had been lent, nay, pressed on him—not on Ellen—by that decent young chap, Joe Chandler. And he, Bunting, had done all he could; he had pawned everything he could pawn, while Ellen, so he resentfully noticed, still wore her wedding ring.

He stepped past her heavily, and though she said nothing, he knew she grudged him his coming joy. Then, full of rage with her and contempt for himself, and giving himself the luxury of a mild, a very mild, oath—Ellen had very early made it clear she would have no swearing in her presence—he lit the hall gas full-flare.

"How can we hope to get lodgers if they can't even see the card?" he shouted angrily.

And there was truth in what he said, for now that he had lit the gas, the oblong card, though not the word "Apartments" printed on it, could be plainly seen out-lined against the old-fashioned fanlight above the front door.

Bunting went into the sitting-room, silently followed by his wife, and then, sitting down in his nice arm-chair, he poked the little banked-up fire. It was the first time Bunting had poked the fire for many a long day, and this exertion of marital authority made him feel better. A man has to assert himself sometimes, and he, Bunting, had not asserted himself enough lately.

A little colour came into Mrs. Bunting's pale face. She was not used to be flouted in this way. For Bunting, when not thoroughly upset, was the mildest of men.

She began moving about the room, flicking off an imperceptible touch of dust here, straightening a piece of furniture there.

But her hands trembled—they trembled with excitement, with self-pity, with anger. A penny? It was dreadful—dreadful to have to worry about a penny! But they had come to the point when one has to worry about pennies. Strange that her husband didn't realise that.

Bunting looked round once or twice; he would have liked to ask Ellen to leave off fidgeting, but he was fond of peace, and perhaps, by now, a little bit ashamed of himself, so he refrained from remark, and she soon gave over what irritated him of her own accord.

But Mrs. Bunting did not come and sit down as her husband would have liked her to do. The sight of him, absorbed in his paper as he was, irritated her, and made her long to get away from him. Opening the door which separated the sitting-room from the bedroom behind, and —shutting out the aggravating vision of Bunting sitting comfortably by the now brightly burning fire, with the Evening Standard spread out before him—she sat down in the cold darkness, and pressed her hands against her temples.

Never, never had she felt so hopeless, so—so broken as now. Where was the good of having been an upright, conscientious, self-respecting woman all her life long, if it only led to this utter, degrading poverty and wretchedness? She and Bunting were just past the age which gentlefolk think proper in a married couple seeking to enter service together, unless, that is, the wife happens to be a professed cook. A cook and a butler can always get a nice situation. But Mrs. Bunting was no cook. She could do all right the simple things any lodger she might get would require, but that was all.

Lodgers? How foolish she had been to think of taking lodgers! For it had been her doing. Bunting had been like butter in her hands.

Yet they had begun well, with a lodging-house in a seaside place. There they had prospered, not as they had hoped to do, but still pretty well; and then had come an epidemic of scarlet fever, and that had meant ruin for them, and for dozens, nay, hundreds, of other luckless people. Then had followed a business experiment which had proved even more disastrous, and which had left them in debt—in debt to an extent they could never hope to repay, to a good-natured former employer.

After that, instead of going back to service, as they might have done, perhaps, either together or separately, they had made up their minds to make one last effort, and they had taken over, with the trifle of money that remained to them, the lease of this house in the Marylebone Road.

In former days, when they had each been leading the sheltered, impersonal, and, above all, financially easy existence which is the compensation life offers to those men and women who deliberately take upon themselves the yoke of domestic service, they had both lived in houses overlooking Regent's Park. It had seemed a wise plan to settle in the same neighbourhood, the more so that Bunting, who had a good appearance, had retained the kind of connection which enables a man to get a job now and again as waiter at private parties.

But life moves quickly, jaggedly, for people like the Buntings. Two of his former masters had moved to another part of London, and a caterer in Baker Street whom he had known went bankrupt.

And now? Well, just now Bunting could not have taken a job had one been offered him, for he had pawned his dress clothes. He had not asked his wife's permission to do this, as so good a husband ought to have done. He had just gone out and done it. And she had not had the heart to say anything; nay, it was with part of the money that he had handed her silently the evening he did it that she had bought that last packet of tobacco.

And then, as Mrs. Bunting sat there thinking these painful thoughts, there suddenly came to the front door the sound of a loud, tremulous, uncertain double knock.

CHAPTER II

Mr. Bunting jumped nervously to her feet. She stood for a moment listening in the darkness, a darkness made the blacker by the line of light under the door behind which sat Bunting reading his paper.

And then it came again, that loud, tremulous, uncertain double knock; not a knock, so the listener told herself, that boded any good. Would-be lodgers gave sharp, quick, bold, confident raps. No; this must be some kind of beggar. The queerest people came at all hours, and asked—whining or threatening—for money.

Mrs. Bunting had had some sinister experiences with men and women —especially women—drawn from that nameless, mysterious class made up of the human flotsam and jetsam which drifts about every great city. But since she had taken to leaving the gas in the passage unlit at night she had been very little troubled with that kind of visitors, those human bats which are attracted by any kind of light but leave alone those who