with you there, Buster,” laughed Jack. “You know I’ve got an interest in your work, since I taught you how to swim while we were making that Mississippi cruise.”

On the previous Fall, the high school in their home town was closed until New Year’s by order of the Board of Health, on account of a dreadful contagious disease breaking forth. These six lads, having the three staunch motor boats, had secured permission from their parents or guardians to make a voyage down the Mississippi to New Orleans. Jack really had to be in the Crescent City on December 1st, to carry out the provisions of the will of an eccentric uncle, who had left him considerable property. The other chums had gone along for the fun of the thing. And it was this trip Jack referred to when speaking of Nick’s swimming.

Presently both boys were sporting in the water, having donned their bathing suits. While thus engaged Jack noticed out of the corner of his eye that a boat had put out from the big vessel, and also that the two girls were passengers.

Perhaps they were going ashore to take dinner with friends at one of the cottages just beyond the end of the woods; although Jack fancied that the men rowing were heading a little out of a straight course, so as to come closer to the three little motor boats, and possibly give the fair passengers a better view of the fleet.

There was now a stiff wind blowing, something unusual at an hour so near sunset. The waves came into the bay from the south, it being somewhat open toward the lower end, and slapped up on the beach with a merry chorus, that made swimming a bit strenuous for the fat boy; though Jack, being a duck in the water, never minded it a particle.

Intent on chasing Buster, whom he had allowed to gain a good lead, Jack was suddenly thrilled to hear a scream in a girlish voice, coming from the boat which he knew was now close by.

His first thought was that one of the girls had leaned too far over the side, and fallen into the water, which at that point was very deep. And it was with his heart in his mouth, so to speak, that Jack dashed his hand across his eyes to clear his vision, and turned his attention toward the big power boat’s tender.

CHAPTER III

THE BOAT IN THE FACE OF THE MOON

A single look told Jack another story, for after all it was no human life in peril that had given rise to that girlish shriek.

Upon the dancing waves he saw a pretty hat, which had evidently been snatched by the wind from the head of the golden-haired maid, who was half standing up in the boat, with her hands outstretched toward her floating headgear.

The men had started to change their stroke, and try and turn the boat; but with the wind blowing so hard this was no easy matter. The chances seemed to be that possibly the hat might sink before they could get to it.

Jack never hesitated an instant. No sooner did he ascertain how things lay than he was off like a shot, headed straight for the drifting hat. It chanced that the wind and waves carried it toward him at the same time; so that almost before the two men in the boat had turned the head of the craft properly, Jack was reaching out an eager hand, and capturing the prize.

“Hooray!” came in a chorus from the boys ashore near the fire. Even Buster tried to wave his hands, forgetting that he had full need of them in the effort to remain afloat, with the result that he temporarily vanished from view under a wave.

Jack smiled to see the two girls in the boat clapping their hands as they bore down upon him. He noticed now, that while the one who had lost her hat was slender and a very pretty little witch, her companion was almost as heavy in her way as Buster himself, and with the rosiest cheeks possible.

“Oh! thank you,” cried the maiden whose headgear had been rescued from a watery grave. “It was nice of you to do that. And it was my pet hat, too. Whatever would I have done if it had sunk, with poor me so far away from our Chicago home. Is one of those dear little boats yours?”

“Yes, the one with the burgee floating at the bow,” returned Jack, as he kept treading water, after delivering up the gay hat. “We’re taking our vacation by making a trip from the Thousand Islands all through the Great Lakes. My name is Jack Stormways.”

“And mine is Rita Andrews. My father owns that big power boat there; and we live in Oak Park near Chicago. This is my cousin, Sallie Bliss. I’m sorry to say that we’re going to leave here early in the morning; or I’d ask you to come aboard and meet my father.”

Nick meanwhile was approaching, making desperate efforts to hurry along before the boat passed on. For Nick had discovered that the rosy-cheeked girl was just the match for him, and he wanted to be introduced the worst kind.

Unfortunately the cruel men took to rowing again, and though Nick swam after, puffing and blowing like a porpoise, he was left in the lurch. But he succeeded in waving his hand to the departing ones, and laughed joyously when he saw that Miss Sallie actually returned his salute.

So the boat with its fair occupants passed away. Jack wondered whither the millionaire, whose name he remembered having heard before, was bound; and if a kind fate would ever allow him to see that charming face of Rita Andrews again. Little did he dream of the startling conditions that would surround their next meeting.

“Hi! there, you fellows, come ashore and get some duds on!” called George, who had been an interested observer of this little play.

“Yes,” supplemented Josh, waving a big spoon as though that might be the emblem of his authority as “chief cook and bottle-washer,” “supper’s about ready, and my omelette eats best when taken right off the pan. Get a move on you, fellows.”

It was amusing to see the scramble Nick made for the shore. The jangle of a spoon on a kettle always stirred his fighting spirit; he felt the “call of the wild” as George said, and could hardly wait until the rest sat down.

So the two swimmers went ashore, and hastily dressed. Nick was forever talking about the lovely roses in the cheeks of Miss Sallie.

“You didn’t play fair, Jack,” he complained. “When you saw how anxious I was to get up, why didn’t you pretend to have a cramp, or something, to detain the boat. I didn’t even get introduced. She don’t know what my name is. It’s mean, that’s what I think.”

Jack knew that Buster would never be happy unless he had some cause for grumbling. It was usually all put on, though, for naturally the fat boy was a good-natured, easy-going fellow, ready to accommodate any one of his chums to the utmost.

While they ate the fine supper which Josh spread before them, George entertained the party with a droll account of the adventure two of their number had had with a bull. He had purposely kept silent up to now, and bound Josh to secrecy, so that he could spring the story while they sat around.

Loud was the laughter as George went on in his clever way of telling things. But Nick laughed with the rest. Viewed from the standpoint of safety things really looked humorous now; whereas at one time they had seemed terrifying indeed.

“Catch me wearing that blessed red sweater again when I go for milk or eggs,” he declared. “Once is enough for me. Oh! if I’d only had a camera along to snap Josh as he went climbing over that fence, with the bull so close behind. I’d get that picture out every time I felt blue, and laugh