returned Grasper; "and if you can point out any way by which I can get over my present difficulties, I shall be for ever under obligation to you."

An examination into Grasper's business satisfied Layton that a few thousand dollars would save it.

"You need not fail," he said, cheerfully, to the unhappy man, as soon as he fully comprehended the state of his affairs.

"What is to prevent it?" eagerly asked the embarrassed merchant.

"You want more money," said Layton.

"I know that. Seven or eight thousand dollars would relieve me, if I had the use of it for one or two years, so that I could devote all my time to business. I have enough to do. All that is wanted is to do it well."

"Yes, I see that clearly enough."

"But the money, where is that to come from?"

"It can be raised, I think. In fact, if you will secure me against loss, I will take your notes and raise it for you."

"I will secure you upon every thing that I possess," was instantly replied.

"Very well. That will do. How much money must you have to-morrow?"

"Two thousand dollars."

"That can be managed easily enough. I will see that it is raised. In the mean time, get all arrangements for the security in progress, so that I can take your notes and pass them through bank as fast as you need to have money."

Grasper was overpowered. He could hardly believe that he heard aright. This was the man who had been driven by his grasping spirit into bankruptcy, and utterly ruined. The thought again flashed through his mind, and sent the blood burning to his face. Pride for a moment tempted him to refuse the offered kindness; but there was too much at stake—he could not do it. While the act of Layton heaped coals of fire upon his head, he had no alternative but to submit to a thing only less painful than utter ruin. From ruin he was saved; but he was an altered and an humbled man. Many times since have unfortunate debtors been in his power, and, although he has not acted towards them with much liberality, (for it was not in him to do so,) he has not oppressed them.

A NEW PLEASURE.

THE whole purpose of Mr. Bolton's life had been the accumulation of property, with an end to his own gratification. To part with a dollar was therefore ever felt as the giving up of a prospective good; and it acted as the abridgment of present happiness. Appeals to Mr. Bolton's benevolence had never been very successful; and, in giving, he had not experienced the blessing which belongs of right to good deeds. The absolute selfishness of his feelings wronged him of what was justly his due.

Thus passed the life of Mr. Bolton. Dollar was added to dollar, house to house, and field to field. Yet he was never satisfied with gaining; for the little he had, looked so small compared with the wealth of the world, after the whole of which his heart really panted, as to appear at times actually insignificant. Thus, as he grew older, he set a value upon what he had, as the means of gaining more, and in his parting with money, did so at the expense of a daily increasing reluctance.

In the beginning of life, Mr. Bolton possessed a few generous feelings, the remains of early and innocent states stored up in childhood. His mother, a true woman, perceiving the strong selfish and accumulative bent of his character, had sought in every possible way to implant in his mind feelings of benevolence and regard for others. One mode of doing this had been to introduce him into scenes that appealed to his sympathies. She often took him with her to see poor or sick persons, and so interested him in them as to create a desire in his mind to afford relief. So soon as she perceived this desire awakened, she devised some mode of bringing it into activity, so that he might feel the delights which spring from a consciousness of having done good to another.

But so strong was the lad's hereditary love of self, that she ever found difficulty in inducing him to sacrifice what he already considered his own, in the effort to procure blessings for others, no matter how greatly they stood in need. If urged to spend a sixpence of his own for such a purpose, he would generally reply:

"But you've got a great many more sixpences than I have, mother: why don't you spend them?"

To this, Mrs. Bolton would answer as appropriately as possible; but she found but poor success in her efforts, which were never relaxed.

In early manhood, as Mr. Bolton began to come in actual contact with the world, the remains of early states of innocence and sympathy with others came back, as we have intimated, upon him, and he acted, in many instances, with a generous disregard of self. But as he bent his mind more and more earnestly to the accumulation of money, these feelings had less and less influence over him. And as dollar after dollar was added to his store, his interest in the welfare of others grew less and less active. Early friendships were gradually forgotten, and the first natural desire to see early friends prosperous like himself, gradually died out. "Every man for himself," became the leading principle of his life; and he acted upon it on all occasions. In taking a pew in church and regularly attending worship every Sabbath, he was governed by the idea that it was respectable to do so, and gave a man a standing in society, that reacted favourably upon his worldly interests. In putting his name to a subscription paper, a thing not always to be avoided, even by him, a business view of the matter was invariably taken, and the satisfaction of mind experienced on the occasion arose from the reflection that the act would benefit him in the long run. As to the minor charities, in the doing of which the left hand has no acquaintance with the deeds of the right hand, Mr. Bolton never indulged in them. If his left hand had known the doings of his right hand in matters of this kind, said hand would not have been much wiser for the knowledge.

Thus life went on; and Mr. Bolton was ever busy in gathering in his golden harvest; so busy, that he had no time for any thing else, not even to enjoy what he possessed. At last, he was sixty years old, and his wealth extended to many hundreds of thousands of dollars. But he was farther from being satisfied than ever, and less happy than at any former period in his life.

One cause of unhappiness arose from the fact that, as a rich man, he was constantly annoyed with applications to do a rich man's part in the charities of the day. And to these applications it was impossible always to turn a deaf ear. Give he must sometimes, and giving always left a pain behind, because the gift came not from a spirit of benevolence. There were other and various causes of unhappiness, all of which combining, made Mr. Bolton, as old age came stealing upon him, about as miserable as a man could well be. Money, in his eyes the greatest good, had not brought the peace of mind to which he had looked forward, and the days came and went without a smile. His children had grown up and passed into the world, and were, as he had been at their ages, so all-absorbed by the love of gain, as to have little love to spare for any thing else.

About this time, Mr. Bolton, having made one or two losing operations, determined to retire from business, invest all his money in real estate and other securities, and let the management of these investments constitute his future employment. In this new occupation he found so little to do in comparison with his former busy life, that the change proved adverse, so far as his repose of mind was concerned.

It happened, about this time, that Mr. Bolton had occasion to go some twenty miles into the country. On returning home, and when within a few miles of the city, his carriage was overset, and he had the misfortune to fracture a limb. This occurred near a pleasant little farm-house that stood a few hundred yards from the road; the owner of which, seeing the accident, ran to the overturned carriage